Interserv

Serving Financial Intermediaries

InterServ, LLC Privacy Policy

InterServ Website Privacy Policy.
This Privacy Policy describes how InterServ LLC (InterServ) collects, uses, and protects personally identifiable information on its customers. InterServ is committed to maintaining the confidentiality, integrity, and security of personal information for our customers. We want you to know how we protect this information and use it to service your plan. We review our Privacy Policy frequently and our Privacy notices are then updated to reflect any needed changes.

Updating Your Information
InterServ offers several options for accessing and, if necessary, correcting your account information. You can review your information independently using your printed statements. You may also write or call us with your request to change your information. If we serve you through a financial advisor, please contact them directly.

Opting Out
Should you not wish to be contacted regarding the availability of additional plan services through InterServ LLC (an affiliate of DailyAccess Corporation) please contact your InterServ relationship manager.

Browsing the InterServ Website
Our web site is located at http://www.interservllc.com (the “Site"). By accessing any page of the Site, you agree to be bound by the terms and conditions below. If you do not agree to all of the terms and conditions below, please do not access the Site or any of its pages. If you have any questions regarding this Privacy Policy, please contact us.

No Personal Information Collected on Website
InterServ utilizes firewall barriers and authentication procedures, among others, to maintain the security of your online session and to protect information from unauthorized access. No personal information is collected if you browse our web site. We do not collect any information from use of any of the tools available on our site. We do gather and analyze data regarding the use of the Site ( including domain name, pages visited, length of user session, etc.), to determine the usefulness of the Site and to help us stay abreast of technical upgrades that can make the Site more accessible to visitors.

When a visitor performs a search on our search engine, we do not record any information identifying the visitor or linking the visitor to the search performed. As necessary to provide the service, we do record limited information for every search request and use that information only to solve technical problems with the service and to calculate overall usage statistics.

Cookies
InterServ may utilize “cookies” for security purposes, to facilitate site navigation, and to personalize your experience on our website. Internet “cookies” are messages that a web server gives to your web browser in connection with your visit to a web site. The message contains information, in the form of lines of text, that is then stored on your hard drive. When you click on a hyperlink, the site transmits a cookie to your browser; when you return to the page or site that transmitted the cookie, the information is transmitted back to the web site’s server. We do not use cookies to store confidential or sensitive information on your computer, or to capture your email address, obtain data from your hard drive, or gain confidential or sensitive information about you.

Web Server Log Files
We use standard web server log files to help us count visitors and to evaluate the Site’s technical capacity. Through the use of web server log files, any or all of the following information may be collected during your visits to the Site:  the name of the domain from which you access the Internet; the date and time you access the Site; the pages that you visit on the Site and the sequence in which you visit them; the amount of time that you spend on any given page of the Site; the Internet address of the web site that you visited immediately before visiting the Site; the Internet address of the web site from which you linked directly to the Site, if any; the Internet address of the web site that you visit immediately after leaving the Site; the type of operating system (e.g., Macintosh®, Windows®) on your computer; the type of browser (e.g., Netscape Navigator®, Internet Explorer®) that you are using to view the Site.

Any information gathered through the use of web server log files is viewed by us in the aggregate for overall patterns and does not describe or identify any individual user.

E-Mail Communications
If, in interacting with the Site, you actively transmit to us through our Contact InterServ form or by electronic mail information such as your name, address, telephone number, email address, your account number, or information concerning you or your account, to enable you or us to perform certain services, we will retain the content of the form or email, the email address and our response. This allows us to keep a record of our contact and provide you with the product, service or information that you may have requested.

Use of Information
Any information that we collect through visitors’ use of the Site will be used for editorial and feedback purposes, for marketing and promotional purposes, for a statistical analysis of visitors’ behavior, for product development, for content improvement, and to customize content and layout of the Site. Any information that you actively supply to us such as names, postal and email addresses, and telephone numbers may be added to our databases.

Privacy Policy Amendments
InterServ reserves the right, in our sole discretion, to change or update this Privacy Policy at any time and from time to time without notice. Please check this Privacy Policy for changes each time you visit the Site. Any changes or updates will be effective immediately upon posting to the Site. Your continued use of the Site following the posting of changes to this privacy policy will mean you accept the changes.

Financial Information
Information accessible through the Site has been independently obtained by financial markets information services, various securities markets, such as stock exchanges and their affiliates, publishers, and others (collectively, the “Information Providers”) through sources believed by the Information Providers to be reliable.

We do not independently verify any of this information, and the accuracy, completeness, timeliness and correct sequencing of such information is not guaranteed by us, the Information Providers or any parties transmitting the information (the “Information Transmitters”). All information on the Site is provided “AS IS”, including, without limitation, graphics, text and links to other sites. There may be delays, omissions or inaccuracies in the information. Information may be changed or updated without notice.

None of InterServ, LLC, the Information Providers or the Information Transmitters shall have any liability, whether contingent or otherwise, for the accuracy, completeness, timeliness or correct sequencing of the information, or for any decision made or action taken by you in reliance upon the information or the Site, or for interruption of any data, information or access to the Site.

No Advice
Neither the Site nor any of the Content is intended to supply financial, tax, legal, investment or any other type of advice. Although the Site provides access to numerous recommendations none of these recommendations are developed or endorsed by InterServ, LLC. We do not recommend any investment advisory service or product, nor do we offer any advice regarding the nature, potential value or suitability of any particular security transaction or investment strategy.

Certain information on this Site contains certain forward-looking statements, which are subject to risks and uncertainties and speak only as of the date on which they are made. The words “believe”, “expect”, “anticipate”, “optimistic”, “intend”, “aim”, “will” or similar expressions are intended to identify forward-looking statements. You may not rely on these forward-looking statements, which speak only as of the date on which they are made. Neither we nor the Information Providers undertake any obligation to update publicly or revise any forward-looking statements.

For more complete information on any investment, please order a free prospectus and read it carefully before you invest. All orders are at your sole risk.

Content regarding various life events and financial, legal or tax concerns is provided for informational purposes only, and is not intended to be personalized advice. Please consult with your financial, investment, legal or tax advisor regarding the applicability of the Content to you or your participation in the Plan.

No Warranty
INTERSERVMAKES NO REPRESENTATIONS OR WARRANTIES WHATSOEVER REGARDING THE WEB SITE, OR THE INFORMATION, CONTENT OR MATERIALS ON OR ACCESSED THROUGH THE SITE OR ANY LINKED SITE, OR THE QUALITY OF ANY PRODUCT, SERVICE, INFORMATION OR MATERIALS OBTAINED THROUGH OR AS A RESULT OF ANY VISIT TO THE SITE OR ANY LINKED SITE, AND WE EXPRESSLY DISCLAIM ALL IMPLIED AND EXPRESS WARRANTIES OF ANY TYPE, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SUITABILITY, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS, AND FREEDOM FROM COMPUTER VIRUS OR OTHER DISABLING PROCEDURE OR ROUTINE.

THIS SITE AND EACH LINKED SITE ARE POSTED “AS IS” AND NO REPRESENTATION OR WARRANTY IS MADE AS TO THE ACCURACY, ADEQUACY, SUFFICIENCY, SUITABILITY, TIMELINESS, CORRECT SEQUENCING, OR COMPLETENESS OF THE SITE OR ANY LINKED SITE, OR THE INFORMATION, PAGES OR OTHER MATERIALS INCLUDED HEREIN OR THEREIN, AND WE SHALL NOT HAVE ANY RESPONSIBILITY THEREFOR.  TO THE EXTENT THAT THE LAW DOES NOT PERMIT THE DISCLAIMER OF WARRANTIES, ALL CONTENT AND FUNCTIONS ACCESSIBLE ON THIS SITE, OR ANY OTHER SITE TO WHICH WE LINK, ARE WARRANTED ONLY TO THE MINIMUM AMOUNT LEGALLY REQUIRED.

Limitations of Liability
IN NO EVENT WILL INTERSERV, LLC, THE INFORMATION PROVIDERS OR THE INFORMATION TRANSMITTERS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE OR INDIRECT DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS, TRADING LOSSES AND DAMAGES THAT RESULT FROM INCONVENIENCE, DELAY OR LOSS OF THE USE OF THE SITE) RELATING TO THE (1) USE, PRINTING OR DISPLAY OF, OR INABILITY TO OR DELAY IN OR DIFFICULTY IN USING, PRINTING OR DISPLAYING, ALL OR ANY PORTION OF THIS SITE OR ANY LINKED SITE BY YOU OR ANY OTHER PERSON, OR (2) ANY FAILURE OR DELAY OR ERROR IN CONTENT, OPERATION, TRANSMISSION OR PERFORMANCE, WHETHER CAUSED BY SYSTEM FAILURE, INCOMPATIBILITY, VIRUS OR OTHER DISABLING PROCEDURE OR ROUTINE, OR OTHERWISE, OR (3) ANY OTHER DAMAGE, LOSS OR PROBLEM DUE TO ANY CAUSE BEYOND OUR CONTROL.  EVEN IF WE THE INFORMATION PROVIDERS OR THE INFORMATION TRANSMITTERS HAVE BEEN EXPRESSLY ADVISED OF THE POSSIBILITY OR LIKELIHOOD OF SUCH DAMAGES OR LOSSES.

Not in limitation of the foregoing, none of InterServ, LLC, the Information Providers or the Information Transmitters shall be liable for any loss resulting from a cause over which such entity does not have direct control, including, without limitation, Acts of God, failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, unauthorized access, theft, operator errors, severe weather, earthquakes and strikes or other labor problems. This limitation on liability includes, without limitation, the transmission of any virus or other disabling procedure or routine, which may infect a user’s software or equipment. We cannot and do not guarantee continuous, uninterrupted or secure access to the Site.

Linked Sites
This Site contains links to other Web sites and other Web sites may link to the Site. Once you leave the Site, whether by using a link that is provided on the Site for your convenience or otherwise, we will have no responsibility or liability for the content, products, and/or services accessible through any other Web site. We do not control, endorse, promote or have any affiliation with any other Web site.  We reserve the right to disable any unauthorized links or frames. Access to any other Web sites linked to the Site is at the user’s own risk. Linked sites may contain rules and regulations, privacy provisions, confidentiality provisions, transmission of personal data provisions, security measures and other provisions or measures that differ from those provided on the Site. We are not responsible for such provisions or measures, and expressly disclaim any and all liability related to such provisions or measures.

Software Browsers and Data Transmission
Unsecure transmission of data on the Internet, including e-mail and personal financial data, may be accessed by unauthorized third parties. To minimize the risk of unauthorized access you need to use “browser” software produced by third parties that supports the Secure Socket Layer (SSL) protocol and follow our log-on procedures with respect to areas of the site that employ SSL protocols. We are not responsible for notifying you of any upgrades, fixes or enhancements to any such “browser” software or for any compromise of data transmitted across the Internet.

Ownership and Use of Content
All of the information and content on this Site, including, without limitation, all text, graphics, software applications, user interface designs, logos, photographs, overall design and each design element (the “Content”) is our property, or the property of the Information Providers or our third party contractors, and is protected by copyright under both United States and foreign laws, unless otherwise indicated. You may make and use printouts of the Content for your personal, non-commercial use only, provided that the printouts retain all copyrights, trademark and proprietary notices.

All software, forms, manuals, and accompanying documentation made available on this Site are copyrighted work of InterServ, LLC, or Netscape Communications Corporation, or Adobe Systems Incorporated, or its/their suppliers. Software and documentation ownership is retained by the copyright holder. Ownership is not transferred to you; rather, you are licensed to use the software and the documentation.  The use of any such software or documentation is subject to the terms of a license agreement. Please read the license agreements that accompany each product and indicate your agreement to the terms prior to downloading.

No license is granted to you in the Content and no permission is granted to reproduce, retransmit, disseminate, modify, post, frame, sell, distribute, publish, broadcast, circulate or commercially exploit the Content in any manner, except as provided in this section or as otherwise expressly permitted by us or the relevant Content owners. Not in limitation of the foregoing, the Content may not be used for any unlawful purpose.

Trademarks and Service Marks
InterServ, LLC is our service mark. InterServ is a registered trademark of InterServ. Roland|Criss is a service mark of Roland Criss. Netscape Navigator and the Netscape logo are registered trademarks of Netscape Communications Corporation. Adobe, Adobe Acrobat, and the Acrobat logo are registered trademarks of Adobe Systems Incorporated. Other proprietary marks may be designated as such from time to time on this Site through use of the TM, SM or ® symbols. Except when included in any authorized printouts of the Content, you are not authorized to make any other use of any of our registered trademarks, service marks or other proprietary marks.

Changes to Site
We may change, suspend or discontinue any aspect of the Site at any time, including the availability of any feature, function or Content. We reserve the right to terminate, restrict or suspend your access to the Site or any portion of it in our sole discretion, without notice and without limitation, for any reason whatsoever, and we shall have no liability to you for any such termination, restriction or suspension.

Governing Law; Forum Selection and Venue
You acknowledge that the Site is administered from Mobile County, Alabama. These Terms and Conditions and performance hereunder will be governed by and construed in accordance with the laws of the State of Alabama. You and we agree that for any dispute arising out of or in connection with your access to and use of this Site and/or any linked site, proper venue and jurisdiction will exist in the courts of competent jurisdiction located in Mobile County, Alabama. You consent to the non-exclusive jurisdiction of such courts and specifically waive any objection to such venue or jurisdiction.

Arbitration of Disputes and Jury Trial Waiver
You and we agree that your access to and use of this Site and/or any linked site involve “commerce” under the Federal Arbitration Act (“FAA”).  ANY CONTROVERSY OR CLAIM BETWEEN YOU AND US, OR BETWEEN YOU AND ANY OF OUR OFFICERS, EMPLOYEES, AGENTS OR AFFILIATED COMPANIES, THAT ARISES OUT OF OR IS RELATED TO THE SITE OR ANY LINKED SITE, WHETHER BASED ON CONTRACT OR IN TORT OR ANY OTHER LEGAL THEORY, INCLUDING STATUTORY CLAIMS AND CLAIMS OF FRAUD, SUPPRESSION, MISREPRESENTATION AND FRAUD IN THE INDUCEMENT (COLLECTIVELY, ANY “CLAIM”), WILL BE SETTLED BY BINDING ARBITRATION UNDER THE FAA.  EACH PARTY VOLUNTARILY WAIVES ALL RIGHTS TO TRIAL BY A JURY IN ANY DISPUTE RELATED TO THESE RULES OR TO ANY RELATED SERVICE WHETHER OR NOT THE CLAIM IS SETTLED BY ARBITRATION.